Wednesday, April 9, 2008

Not now? If so, when?

I was hanging out with a buddy of mine the other day. We were just shooting the bs and talking about life in general. There comes a time when you start measuring your accomplishments and you start to become serious with the real things in life. You know, way before you reached 25 years of age - you probably weren't worried about investments and security for your future. After that, as you age and your peers start talking about Bonds, Securities, Purchasing a Home,
Savings Account and all - you become aware of what you should be doing at this stage.

I wasn't an online advocate before until I found how convenient it was to do online banking. I rarely go to my bank these days. Everything is automated and even my bills are paid electronically - - all of it! Why waste another stamp right? Save some trees in the process too! You should start saving as early as you can no matter how much. Start small - $25.00 USD a month is still $25.00 USD a month in your pocket. There are many banks who offer online banking. Actually, almost all of them do. One of them is WaMu (Washington Mutual)

The benefits Wamu offers are as follows:

Online Savings benefits & features:

Free Online Banking (required)

Free Electronic statements (required)

Maintain a minimum balance of $300.00 each day of the monthly statement cycle to avoid the monthly service charge amount of $4.00.

No monthly service charge when you open Online Savings account with WaMu Free Checking account online, or link a new Online Savings to an existing active WaMu checking account, as long checking relationship maintained.

Sign up for Overdraft Transfer Service and available funds will be transferred from your linked Online Savings account to your checking account to prevent overdrafts or other NSF transactions (e.g., bounced checks). Subject to transaction limits and funds availability.

Easy access to funds by ATM: Transaction limitations apply to Online Savings accounts and access is subject to funds availability.

Start saving now.

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